Baggage Insurance
Every traveler has a fear that they will arrive at their destination only to find out their luggage has been lost or delayed. To protect your valuables, Baggage Insurance can help you if you suddenly find yourself without your possessions.
Advantages of Baggage Insurance
- Reimburse you for medication, clothes, and other required items while you are abroad if your baggage is delayed in arriving at your destination.
- Provides reimbursement if your luggage is lost, stolen or damaged during your travels.
Don’t be left without a protection plan. Baggage Insurance is available in our plans to protect your belongings from loss, theft or damage.
What Does Baggage Insurance Cover?
Baggage insurance protects your Baggage, personal effects, passports, travel documents, sporting or golf equipment and visas from loss, damage, or theft during your trip.
Travelex will cover up to the maximum amount indicated for the following:
| Travel Basic | Travel Select |
| Maximum Limit up to $500 | Maximum limit up to $1,000 |
- $500 for the first item
- $250 for each additional item
- $500 aggregate on all Losses to: jewelry, watches, furs, cameras and camera equipment, camcorders, sporting, golf equipment, computers, electronic devices, including but not limited to: laptop computers, cell phones, electronic organizers and portable CD players.
| - $500 for the first item
- $250 for each additional item
- $500 aggregate on all Losses to: jewelry, watches, furs, cameras and camera equipment, camcorders, sporting, golf equipment, computers, electronic devices, including but not limited to: laptop computers, cell phones, electronic organizers and portable CD players.
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What Does Baggage Insurance Not Cover?
There are some exclusions to what baggage insurance can cover. Benefits will not be provided for any loss, damage to, caused by or resulting in whole or part from:
- animals, rodents, insects or vermin
- bicycles (except when checked with a Common Carrier)
- motor vehicles, aircraft, boats, boat motors, ATV’s and other conveyances
- artificial prosthetic devices, false teeth, any type of eyeglasses, sunglasses, contact lenses, or hearing aids
- keys, notes, securities, accounts, currency, deeds, food stamps, bills, credit cards, or other evidences of debt, or tickets
- money, stamps, stocks and bonds, postal or money orders
- property shipped as freight, or shipped prior to the Departure Date
- contraband, illegal transportation or trade
- items seized by any government, government official or customs official
- defective materials or craftsmanship
- normal wear and tear
- deterioration
What Do I Do if I Lose My Baggage or it is Damaged?
The Insured must:
- report Theft Losses to police or other local authorities as soon as possible
- take reasonable steps to protect his/her Baggage from further damage and make necessary and reasonable temporary repairs; (The Company will reimburse the Insured for those expenses. The Company will not pay for further damage if the Insured fails to protect his/her Baggage)
- allow the Company to examine the damaged Baggage and/or the Company may require the damaged item to be sent in the event of payment
- send sworn proof of Loss as soon as possible from date of Loss, providing amount of Loss, date, time, and cause of Loss, and a complete list of damaged or lost items
- provide original receipts for any items over $150.
What Do I Do if My Baggage is Delayed?
The Insured must provide documentation of the delay or misdirection of the Baggage and/or sporting and golf equipment by the Common Carrier and receipts for the Necessary Personal Effects and sporting equipment rental purchases.
Get a quote to protect your trip and your baggage today.